Terms of Service

Creditrepairclassroom.com is not a credit repair service provider and does not receive fees for such services, nor is it a credit clinic, credit repair, or credit services organization or business, as defined by federal and state law. We do not do credit repair as a service for anyone.

1.0 Creditrepairclassroom.com Services and Fees

1.1 Creditrepairclassroom.com Affiliate Member Accounts and Paid Membership Account Services. For Creditrepairclassroom.com membership and other paid services made available through this website, you must provide creditrepairclassroom.com with a valid credit card or other forms of cash payment (e.g., PayPal) to pay for Services. When purchasing creditrepairclassroom.com Paid Membership Accounts (PMA) via an online purchase, you can choose to purchase on a monthly or quarterly subscription. You must provide creditrepairclassroom.com with a valid credit card or PayPal account, and you authorize creditrepairclassroom.com to charge the credit card or PayPal account for the recurring subscription, as per the auto renewal terms below. In addition, you agree that creditrepairclassroom.com has permission to retain and/or share with financial institutions and payment processing firms (including any institutions or firms creditrepairclassroom.com retains in the future) your submitted payment information in order to process your purchase. CreditHelper and ActiTrakker software access is billed in advance on a monthly or quarterly basis (as per the option you have chosen when you purchased membership). Unless You notify us that you do not wish to renew your access for each modal period, we will automatically renew your access on the payment date established and bill the then-current access renewal fee to your designated billing source. You will be notified of any price increase and may cancel your access if you do not want to continue to be billed at the new price. If the payment method you use with us, such as a credit card, reaches its expiration date and you do not edit your payment method information or cancel or downgrade your account to an Affiliate Member only account, creditrepairclassroom.com will deactivate your account. To reactivate your account you will need to pay an amount equal to one of the subscription modes.

1.2 Membership and Access Fees. Creditrepairclassroom.com charges two separate fees. 1) Membership Fee. The Membership Fee is charged for membership into the classroom site. This fee is non-refundable after 30 days. This fee is payable annually. 2) Access Fee. The Access Fee is paid to get access to the CreditHelper and ActiTrakker software. This fee is paid on a monthly or quartely basis depending on the mode chosen by you at signup. Failure to pay this fee may result in immediate suspension of access to CreditHelper and ActiTrakker. Accounts suspended three months or longer may have related data removed from creditrepairclassroom's records.

1.3 Auto-renewal and Cancellation. Creditrepairclassroom.com PMAs are for subscriptions that renew automatically, such as monthly or quarterly (depending on the option chosen when you purchased membership). You agree that creditrepairclassroom.com may process your credit card or PayPal account on each monthly or quarterly, or any other renewal term (based on the applicable billing cycle), on the calendar day corresponding to the first day you subscribed to a paid subscription. If your paid subscription to a creditrepairclassroom.com PMA began on a day not contained in a subsequent month (e.g., your service began on January 30 and there is no February 30), creditrepairclassroom.com will process your payment on the last day of such month. You may elect to cancel your creditrepairclassroom.com PMA at any time by following the steps outlined within your Account Settings. If you subscribed to a quarterly plan, any cancellation will be processed as if you were on a monthly membership and the applied discount for quarterly membership payments will be null and void.

1.4 Late Payment. If any amounts due hereunder are not received by creditrepairclassroom.com by the due date, then we may, at our discretion, provide a grace period of an undetermined time to allow you to make payment in full for the previous period before terminating your membership.

1.5 Third Party Credit Report Access. One of the tools provided by creditrepairclassroom.com is CreditHelper credit report extraction tool. You hereby acknowledge and agree thatyou have created an account with the 3rd party provider of the credit report and that you are actively using the software extraction feature of your own accord and for your own convenience. You further acknowledge that you will not attempt to use the feature to import anyone else’s credit report into your CreditHelper account.


2.0. Term and Termination

2.1 Creditrepairclassroom.com Affiliate Member Account (AMA) and PMAs. If you sign-up for a creditrepairclassroom.com AMA or PMA Account, this Agreement shall commence on the day you begin membership and shall continue until your account is cancelled and you cease being a member. Your membership status will be considered terminated if you do not have an active PMA or have not earned any referral commission through your AMA in 120 days.

2.2 Termination. If you violate the letter or spirit of these Terms of Service, abuse the Services, or otherwise create risk or potential legal exposure to creditrepairclassroom.com, CRC Strategies, LLC, or any of their affiliates or subsidiaries, employees, owners, or investors, we may terminate or suspend your creditrepairclassroom.com Account at our sole discretion. Creditrepairclassroom.com will notify you by email or at the next time you attempt to access your account. You may also cancel your creditrepairclassroom.com AMA or PMA at any time.

2.3 Effects of Termination. Upon termination of this Agreement for any reason, (i) you will immediately lose all rights of membership and access to the CreditHelper and ActiTrakker software; (ii) you will have no further access to your accounts or information contained on the creditrepairclassroom.com site. The terminated account and any information associated with it will be purged not longer than 90 days after the account was terminated, and we shall have no obligation to try to restore such information.

2.4 Survival. Any provision of this Agreement which, either by its terms or to give effect to its meaning, must survive, and such other provisions which expressly, or by their nature, are intended to survive termination shall survive the expiration or termination of this Agreement.

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